FOIN & Financial.org 1st Generation Products



FOIN briefing: On Monday, 4th of June 2018, FOIN was successfully listed on CryptoBridge, a decentralized Cryptocurrency Exchange at USD250. After 10 days of listing, it has appreciated more than 15% and is currently trading at around USD290. This is an extraordinary achievement. More importantly, this accomplishment is only made possible because of contributions and supports from investors like you – Dedicated members and users who come from all corners of the world. Therefore, on behalf of the management, partners and affiliates, I would like to thank all of you for helping to make our shared dream a reality. This remarkable achievement is devoted for all of us who believe, “Yes, we can!”

In April this year when we soft launched FOIN, I announced that FOIN would only be listed in July 2019. However, our partners-FSPs, in conjunction with our Consulting Team have since advised us to list FOIN ahead of schedule due to a combination of reasons.

ONE Year Ahead of Schedule – Imagine THAT!

Cryptocurrency listing is expected to be harder in the next coming months as the United States, United Kingdom, Switzerland, Singapore (these are the 4 most common ICO jurisdictions) and the rest of the world will introduce more stringent measures for new Initial Coin Offerings. Less and less ICO will come into the market and for FOIN to have been listed is already a significant achievement by itself. Now, members need not worry that FOIN listing may not materialize because it already has.

In the long run, we view positive government involvement and mild regulatory intervention in cryptocurrency developments as helpful and beneficial. It means that Cryptocurrencies will definitely become a major asset class in the Financial Sector sooner than expected. This is exactly the type of development that is extremely encouraging for all of you who are early adopters of FOIN.

Therefore, it is also logical that we list FOIN now because by doing do, we will have 1 extra year to introduce FOIN to the global cryptocurrency community, financial professionals and financial services industry. This will clear the path and set the stage for FOIN to become the first Cryptocurrency to be widely used as a medium of exchange for financial and investment transactions.

I know many of you are caught by surprise with the decision to list FOIN now. And frankly, a few months back, the management wasn’t expecting FOIN to be listed so soon either. But after evaluating all pros and cons, and knowing all the facts now, we are completely convinced that this is the RIGHT THING to do. In other words, listing FOIN now is the appropriate step to take for the long haul.

For Financial.org and FOINS Blockchain Platform, FOIN’s ICO has both effectively and exponentially made us more valuable than ever. The ICO has once again put us at the frontline of the Blockchain revolution and Cryptocurrency world. Together with our partners- FSP, we will continue to roll out new products, along with applicable financial concepts to meet your needs. We will be globally recognized sooner than anticipated.

With 50 million FOIN as capital reserves, this organization will eventually be worth tens of billions of dollars after all coins have been mined.

By mid- 2019, the mining process will be completed and the full value of this organization will be appraised and recognized globally. FOIN has been traded in the open market now for around $290. Bear in mind, this is just the beginning of a long-lasting appreciation pathway for FOIN.

In a retrospective comparison, the price of Bitcoin (BTC) was around USD272 on 22nd October 2015 and within two years, it had reached USD6,062 on 22nd October 2017. Of cause we all know that it reached a peak of USD19,000 in December 2017 and has recently been stabilizing around USD7000 in recent months. The fact that BTC appreciated from $272 to $6000 within short 2 years is an indication of a similar potential for FOIN, that is currently priced at a mere $290 in the external market.

In a nutshell, FOIN is not just another cryptocurrency created to flood or congest the crypto market. FOIN is in a class of its own; FOIN is a global brand where none of the Top Cryptocurrencies in the world such as Bitcoin, Ethereum, Ripple, Bitcoin Cash, EOS, Stellar, Cardano, IOTA and others are able to achieve even though they have gone live for several years now.

Both the Financial & FOIN brand have made ongoing appearances on Formula-1 car, now for the Third Season in a row. Recently, our global brand promotion and partnership have been further extended to the Formula-E Championship.


Through these effective partnerships, FOIN brand has gained exposure to hundreds of millions of people around the world. And we haven’t even started our global initiative to market FOIN yet. Therefore, once all FOIN are being mined and global marketing initiatives kickoff, hundreds of millions of people and investors from all over the world will want to buy and own FOIN.

FOIN will become The Brand of Choice!

This is not just a hypothetical scenario. This will absolutely happen! Demand will outgrow Supply! Price will surge, beyond your imagination. FOIN’s market prices will make your jaw drop! With all the advantages, attributes and benefits of FOIN, rewriting Bitcoin’s track record of USD272 price appreciation to USD6,062 within 2 years is an absolute possibility!

As for now, I will ask that all of you to stay on your feet. Do NOT get over-excited until you are able to realize your profit and put them safely in your pocket.

However, the successful listing of FOIN also marks the end of 4 incredibly successful products that benefited many in the past two and a half years. These products are ATPA, APTX, ATPC and FOIA and have largely been considered as the First-Generation Products offered to our members by our partners-FSP.

Launched in 2016, Financial.org has been focusing on educating our members to invest into top Blue Chips of S&P500 and our members have since been rewarded with asset appreciations of more than 135.81% per annum on the average. Therefore, it’s fair to say that no other Financial Education platform has a better track record than Financial.org!

In conjunction with FOIN’s listing, my management associates and I have travelled to 5 countries in the last 9 days to meet, brief and receive feedbacks from hundreds of our Brand Ambassadors at the same time. All these meetings have been very constructive and smart discussions took place before, during and after the meetings. As a result, we have been able to extend our collaboration with our partners-FSP and make the following structural changes that involve our members’ account effective today.
Current Account – Closed

  • All assets and cash in Current Account have been converted to FOIN at USD165/FOIN (Today’s price is USD175 USD).
  • Any unprocessed Cash Withdrawal were returned to the Current Account on 13th June and were then converted to FOIN. The remaining USD balance has also been converted to FOIN today.

ATPs – Converted to FOIN

  • All ATPA, ATPX and ATPC are converted to FOIN at USD165/FOIN.

FOIA – Pre-Paid and Converted to FOIN

  • The biggest winners are FOIA account holders whereby all Future Returns were paid in advance and converted to FOIN at USD165/FOIN. Converting all assets to FOIN at a lower price per FOIN resulted in members owning more FOIN and able to realize more profits.

It is understood that whenever partners-FSPs made any changes, there will be some members who are extremely happy and excited, some who are neutral, as well as those who don’t agree with the decisions taken. This is also part and parcel of the risk that comes with any investment products. Our members should understand that even though structural changes happened to their investments, these changes were necessary in order to realize a higher return in FOIN cryptocurrency. But most importantly, these structural changes involve no economic damage or loss. In the long run, we all have everything to gain but nothing to lose.

These decisions made are final and non-reversible. We understand that unhappy investors/members have been rumored to be considering legal actions against our partners-FSP. While it is their right to do so as lawyers and legal advisors will tell you that everything is achievable because they have all to gain and nothing to lose. Our honest advice is: “Do NOT waste time and money because partners-FSP reserve the right to make these structural changes that benefits the investors in the long run. Legal litigations will definitely take years with no assurance of success and you may lose the opportunity to cash out/realize your profits during the whole litigation period as all your assets, including FOIN Wallet will be frozen. Countersuits and counterclaims may also be initiated against these members for tarnishing the reputation of the firm.” We strongly advise members NOT to go down this route while we acknowledge that it is their right to do so.

Even though internally, FOIN is quoted at USD175 today, the price in the External Cryptocurrency Exchange/Market is being traded already around USD290, representing an extra 65% premium/profit. We can only conclude that the global cryptocurrency market has more confident in the actual value of FOIN than both the management and our members, hence, driving FOIN’s price surge beyond assessed values in the external market.

The structural changes made today are for the long-term benefit of every of our members as the value of FOIN in the external market will continue to increase within the next 1 year to at least USD500 by July 2019.

The plans and groundwork for FOIN Wallet migration from Internal Blockchain Eco-System (currently) to external Cryptocurrency Exchange have been laid out from now until the 1st of July 2019. This 1st of July deadline was announced and agreed since the soft launch of FOIN in April 2018. Progress has been made to kick-start this process earlier to ensure the 1st July 2019 schedule is achievable with confidence.
FOIN (Now to December 2019)

  • FOIN can be transferred/sold by one member/user to another as it has made possible for members/ users to perform Internal Transactions within the FOINS Blockchain System.
  • FOIN can also be used as one of the medium of investment for any future Financial Products that may be launched by our partners-FSP.
  • The usage and acceptance of FOIN as the de facto cryptocurrency of FOINS Blockchain System will follow our Internal Price that is appreciating at a rate of 1 USD per day.

FOIN (January – June 2019)

The management is planning to initiate the 1st stage/batch of FOIN Wallet migration to External Cryptocurrency Exchange(s) as early as January 2019. We have hundreds of thousands of FOIN Wallet holders and the migration from Internal Private Blockchain Eco-System to External Cryptocurrency Exchange has to be done in batches to ensure smooth transition and excellent user experience.

Migrated FOIN Wallets will then be allowed to trade a fraction of their FOIN in the open market as part of the testing and assimilation process. The remaining balance of FOIN that has not been migrated to External Cryptocurrency Exchange can continue to be use internally for Financial Investment and Products until 30th June 2019.

Migration process will take months to completed as not all FOIN tokens have been mined. So, we urge FOIN Adopters to exercise patience and be practical in their demands and requests.

FOIN (1st July 2019)

  • A complete FOIN Wallet migration from Internal Eco-system to External Cryptocurrency Exchange(s) will be fully completed and FOIN Wallet holder will be able to trade their FOIN freely in the External Cryptocurrency Exchanges without limitations.
  • FOINS users-community, when deciding to invest in any Financial Products can use the FOIN in their External Cryptocurrency Wallet, just like the current practice of topping up BTC, XRP, ETH into FOINS Blockchain system.
  • A FOIN Foundation, similar to Bitcoin Foundation, to encourage the usage of FOIN by the global community will be established. Founding members will consist of representatives of the management, holders of large amount of FOIN cryptocurrency as well as prominent figures in the Cryptocurrency and Financial Industry.

In all honesty, despite all that have been done and many more that have been planned or others that are still in the pipeline, nothing can ever be 100% guaranteed in this world, more so in the field of Financial Investment. Indeed, I have expressed this mantra every time we host an educational event around the world that Investment involves Risk, and the higher is the Risk, so is the Return. Investing is NOT supposed to be short-sighted and desperate. You shouldn’t use the money that you desperately need to pay your bills every week or month, instead it should only be money that you can put aside for the purpose of capital growth in 2-3 years, at a minimum. Investment is strategic planning for your future for economic gain.

Investing in accordance to Financial.org Education Concepts, and investing in FOIN cryptocurrency are going to be the BEST decisions of your life but like all great things and opportunities, it may require a bit of patience. It is a process that involves step by step assimilation and implementation. All of us are part of this “History in The Making” process and we all will be benefited directly from this much anticipated achievement. Bitcoin Millionaires invested for 5-7 years, gone through many ups and downs before finally able to realize the millions.

I challenge you to do the same!

If you want to become a FOIN Millionaire, you will need patience; you need to be patient! I don’t expect you to wait 5-7 years but at least 2-3 years. DO NOT sell all your FOIN at $500 or $1,000 because FOIN will be bigger than Bitcoin in 3-5 years time.

As I told our Brand Ambassadors in the last two weeks, I will become the 1st FOIN Billionaire because I bought 100,000 FOIN at USD100 on the 1st of April 2018. When FOIN reach $10,000, I will become a Billionaire. Knowing all the plans that we have in the next few years, and with all the foundations that we have laid, I felt this dream is NOT difficult to achieve. Everyday brings us closer and closer!

I’m telling you that ATPA, ATPX, ATPC & FOIA are only parts of Chapter-1 in the evolution of Financial.org. The listing of FOIN 10 days ago has closed the door of Chapter-1 along with its 1st generation products. Whether one likes it or not, the decision is final; for greater opportunities to rise, Chapter-1 must come to an end.

Alexander Graham Bell, the person who invented Telephone and the founder of American Telephone and Telegraph Company, AT&T, once said, “When a door Closes, another opens; but we often look so long and so regretfully upon the closed door that we do not see the one which has opened for us.

FOIN’s listing 10 days ago closed the door for Chapter-1. But more importantly, FOIN has opened up the door for Chapter-2. At appropriate times, it will open up doors for Chapter-3, Chapter-4, Chapter-5, Chapter-6 and so on and so forth.

Regretfully, some of you may have entered Chapter-1 just before the door closed. But nothing is lost; no investment is lost. Just wait for 1 short year to realize your massive profits. Therefore, it’s your decision to either focus on this closed door or move on to the upcoming doors that are set to open.

FOIN will provide us with countless and endless opportunities in the Global Capital Markets. Together, we can harness the full potential of FOIN for years and decades to come!

Nevertheless, it requires a truly collaborative effort from all of us to work hand in hand for the next few years to realize our bigger dreams. Follow our lead. Alone you are weak, Together we will be Stronger than Ever. I hope all of you can see The Big Picture – the big picture in High-Resolution(HR) & High-Definition(HD)!

Once again, thank you to all our Valued & Beloved Members! Congratulations to all of us on this Historic Achievement! Merci Beaucoup!

Monsieur Arnaud Georges
President – Financial.org


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