FOIN Seller/Buyer FRAUD Beware!

Hi all FOIN members,

We have been made aware of a new FOIN Seller/Buyer FRAUD site (www.instagram.com/antminer.bitcoin.shop), targeting Financial.org and FOINS’s members/users. The scam attempts to lure our members/users and potential users to a fraudulent website to trick them into transferring members FOIN into the Scammers FOIN wallet address. It also claims to be part of FOINS.

Our Legal Department is looking into taking necessary legal actions against the said website for copyright infringement, deceptive and fraudulent practices. We will take swift actions against individuals involved in creating/promoting the spoofed site.

We would like to remind all members/users not to be fooled by a site that looks real, mimicking FOINS. It is easy for fraudsters to create websites that look like the genuine article, complete with the logo and other graphics of a trusted financial-related website.

If you receive an email or SMS, directing you to sign in to FOINS, be careful! You may have received a phishing email or message with links to a phishing website. If you are unsure about a website, do not sign in. The safest thing to do is to close and then reopen your browser, and then type the URL into your browser’s URL bar. Typing the Correct URL is the best way to be sure you are not redirected to a phishing site.

Once again, we urge all members/users to remain Vigilant Against Scams and Fraud and Stay Away from any suspicious/fraudulent websites. FOINS will continue to fight those who attempt to abuse and deceive our name and brand.



Christmas Eve

Please be informed that due to Christmas Eve, US Stock Exchange will be closed on the 25th of December 2018 and will close early at 1:00 p.m. EST on the 24th of December 2018.

Trading session schedule for 24th December 2018 will be as follows:

• Trading hours to stop at 1:00 p.m.
• All margin trade will be stopped at 12:55 p.m.
• Force close (T+2) will start from 12:55 p.m. to 1:00 p.m.

Thank you

Vice-President of Operation – Member Services
Richard Bennett


Cash Withdrawal – A Major Breakthrough for Long-Term Solutions

Dear Valued FIONS Users-Community,

Cash Withdrawal has been a single ongoing issue facing our users-community due to tight regulations imposed on the global banking system. As a global financial education platform, all our partners and affiliates are required to meet local banking requirements. In addition, we must always comply with Central Banks, Securities Commissions, Monetary Authorities as well as Anti-Money Laundering regulations in more than 60 countries. For the past 14 months, we have been collaborating closely with some of the top global banking regulatory consultants and affiliates in the banking and payment industry to establish a long-term secure cash withdrawal gateway. Nevertheless, we have fallen short despite all the efforts made. It has come to a conclusion that such withdrawal gateway is just impossible to achieve through Conventional Banking and Payment system.

Therefore, if we continue with the conventional payment system to fulfill users’ cash withdrawal requests, there will always be disappointed users whose cash withdrawals were unfairly rejected due to very minor mistakes such as address, bank account details or simply any discrepancies found. As part of the anti-money laundering procedure, many banks would also request for additional personal information, including proof of identity, proof of residence documents, your employment records, your income tax returns, source of income, source of funding, etc., when there is a large or recurring transaction. That is the only reason why our partners-FSPs need to impose limits to every cash withdrawal request.

In March 2018, the management alongside partners-FSP had already started to consider alternative long-term secure payment solution to process users’ cash withdrawals without involving conventional banking system. Following two and a half months of intense searching, evaluations and planning, we had finally come to a decision to adopt Blockchain Cryptocurrency Payment Gateway for our future Cash Withdrawal Transactions. We did not take this decision lightly; it is indeed a very expensive upgrade as the capabilities to execute blockchain payments for hundreds of thousands to millions of withdrawal requests in any single day requires a massive system and equipment updates. Despite the high costs associated with this transition, the amount of benefits that it would bring us in the long run are far beyond the price tag; we strongly believe this is the best solution for the long run. After months of hard work, we finally completed all necessary upgrades by early November 2018. For the past 7 weeks, our partners-FSP have undergone countless hours of testing, reviewing and validating to ensure that the new blockchain withdrawal system will function as promised. Today, we are very glad to confirm that the new system is now ready to serve.

Therefore, the management is very pleased to announce that effective 1st January 2019, all cash withdrawals will be executed through the new Blockchain Withdrawal System. For a start, payments will only be made in FOIN because FOIN is our de facto Cryptocurrency; it is poised with unlimited potential for growth in the next few years. It has been widely regarded as The Best Performing Cryptocurrency and ICO in 2018! By allowing your Cash Withdrawals to be executed in FOIN now, we are actually giving you the last opportunity to own more FOIN before the migration process is completed in July 2019.

After 31st July 2019, when the Wallet Migration Process is fully completed, all cash withdrawals can be processed and executed in Any Cryptocurrencies of your choice, including FOIN, Bitcoin, Bitcoin Cash, Dash, Ethereum, Monero, Ripple, USDT or any other cryptocurrencies in your wish list.

As of today, our partners-FSPs have officially terminated all bank account transaction services alone with the monthly cash withdrawal schedule. As such, all unsuccessful cash withdrawals in the month of December will be completed through the new Blockchain Withdrawal System for the first time in FOIN transactions within the next 48 hours.

With the new Blockchain Withdrawal System in place, you can now make a withdrawal request whenever you need one, and as often as you like. All withdrawal requests will be processed within 48 hours with zero fee effective 1st January 2019. Exchange rates are based on FOIN internal price at the time of execution of the payment.  In a nutshell, this new withdrawal structure is a major breakthrough that we have been fighting for; we believe users should have unlimited access to their own funds without any restrictions. The use of cryptocurrencies has opened up new possibilities for our users-community worldwide. In the next few years to come FOIN alone with other major cryptocurrencies will become more and more mainstream than ever. The financial world is evolving at a rapid pace, as such, Cryptocurrencies will replace the roles of Fiat Currencies sooner than we ever thought possible. With cryptocurrencies, you will have a lot more control over your own savings as well as funds movement. You don’t need a third-party intermediary like a bank to transact fund, investment and business online; so, you can become your own bank in many ways.

Please find below a short summary of the new Blockchain Cryptocurrencies Withdrawal System:

  • Effective 1st January 2019, all cash withdrawals will be executed through the new Blockchain Withdrawal System.
  • All unsuccessful cash withdrawals in the month of December will be completed in (90% FOIN + 10% IC) payment transactions within the next 48 hours.
  • Between 1st January 2019 to 30th April 2019, all withdrawal requests will be executed in (90% FOIN + 10% IC) payments only.
  • From 1st May to 31st July 2019, all withdrawal requests will be executed in FOIN cryptocurrency only.
  • Starting from 1st August 2019 onwards, all withdrawal requests can be processed in Any Cryptocurrencies of your choice.
  • You can request for withdrawals anytime, as often as you wish, 24/7, 365 days a year, without any restrictions from 1st January 2019.
  • There are no fees or charges for all FOIN withdrawal transactions.
  • Exchange rates are based on FOIN internal price at the time of execution of the payment.
  • upon the completion of FOIN Wallet Migration, you can easily trade your Cryptocurrencies for Cash, as much and as often as you want.

We expect this announcement will draw mixed reactions from our users-community. We know for a fact that some conservative users would much prefer for a conventional banking and payment system/solution because in their financial circles, cash is the most popular form of payment. Others from the tech-savvy region would most likely welcome the new Blockchain Withdrawal Solution with open arms; these users understand the main benefits and major advantages of using cryptocurrencies in the long run. While there are many pros and some cons of using cryptocurrencies, we will not be debating this topic today. We just want to point out one thing that many have agreed upon; that is cryptocurrencies in general, are immune to government interference and manipulation, hence, making it much easier and more secure to transfer funds between two parties in a transaction. Regardless of your preferences, whether you are for or against the new withdrawal solution, upon the completion of wallet migration, you can easily trade the cryptocurrencies in your wallet for fiat currencies of your choice anytime and as often as you like. We consider the transition to the Blockchain Cryptocurrencies Withdrawal System a long-term win-win solution for all.

It was also decided that the usage of Investment Credit (IC) for FIA Placement will be reduced to 40% in January 2019, 30% in February 2019, 20% in March 2019, 10% in April 2019 and completed phase out from May 2019. The percentage (%) reduction in IC will be replaced by FOIN. From 1st May 2019 onwards, all FIA placement will only use USC and FOIN. In simple term, FOIN’s role as the de facto cryptocurrency of FOINS Financial Blockchain System will become more prominent.

On behalf of our partners-FSP, we would like to thank you for accepting our new Blockchain Withdrawal Solution as well as using our Products & Services.  We greatly appreciate you support and dedication, and look forward to continuing our mutually beneficial cooperation well into the future.

Best wishes,

Monsieur Arnaud Georges
President – FOINS


FOIN Updates – FOIN Wallet Migration & Market Prices

Global Cryptocurrency market slid into a major correction in November. Big players including Bitcoin, Bitcoin Cash, Ethereum and Ripple led the plunge as prices of many digital coins continued falling. In November alone, both BTC and ETH dropped over 40%; XRP dropped around 25%, BCH dropped a whopping 70%, while other Altcoins had dropped as much as 80%.

This is not uncommon for the crypto scene. Indeed, some of the top crypto analysts that we have been working with had predicted a roller coaster ride for the most part of 2018, as all the major coins have posted huge gains since crypto prices spiking in December 2017. As the saying goes, what goes up must come down. Investors need to understand that periodic market corrections in general are good for long-term gains; a little air coming out is a healthy thing for crypto market rally as well as long-term cryptocurrency investments.

Corrections signal that most cryptocurrencies were overvalued. So, the market is “correcting” the prices of various cryptocurrencies to reflect more accurate values, also referred to as fair values. Nevertheless, a good crypto like FOIN was spared from this latest correction. In fact, FOIN appreciated from around USD730 to USD900 in November despite global market turbulence, hence, making FOIN the best performing crypto in November 2018. In other words, a USD 900 FOIN is considered a fair market value based on the current bear market conditions. Since its ICO that took place on the 4th of June 2019, FOIN has appreciated more than 350%. FOINS alongside partners-FSP and affiliates expect FOIN price to Hit Historic USD 1,000 Milestone before the end of the year.

As prices of FOIN are expected to rise for years to come, FOINS Platform along with its users-community will be the greatest beneficiaries when the migration process is fully completed. FOINS management once again ensures that FOIN Migration Process will be carried out systematically from one phase to another according to the migration schedules. The Initial Migration Portal will start in January 2019 where users/members will be required to provide adequate KYC Documents, such as passport and bank statements, to register their tokens as part of KYC Procedures. Users/members must understand the importance of submitting accuracy information to avoid unnecessary delay in the initial token registration process. Members and users are reminded that registration discrepancies could later lead to putting hundreds of thousands to millions of dollars’ worth of your own FOIN tokens at risk of migration failure. Members and Users who fully follow the steps and requirements are guaranteed for a 100% successful wallet migration. The migration process will be fully completed in six months, before the end of July 2019.

Meantime, a Merchants Integration Module is currently being built to allow merchants to process FOIN transactions. Merchants from all around the world that would accept FOIN as one of the medium of transactions into their platforms can easily plug into FOIN Ecosystem. This system is expected to be rolled out in the second quarter of 2019.

With all the efforts made, in addition to support from our users-community, global crypto community, partners-FSPs and affiliates, FOIN will certainly become the best investment of our lifetime. FOINS management is still bullish on FOIN price to hit USD 2,000 by mid-2019, shortly before the completion of FOIN Migration. Many crypto analysts predict that FOIN will attract many institutional investors and global crypto community with prices continue to appreciate over the next 10 years and beyond. We anticipate seeing FOIN to be trading extensively around USD 2,700-USD 3,000 by the end of 2019.

We thank you for your continued support, enthusiasm and dedication.

To a USD 2,000 FOIN by July 2019! “Yes, we can!”


Monsieur Arnaud Georges
President – FOINS


Bank Account Statement

Please be informed that due to year-end holidays, it will take longer to verify bank statements submitted by users that have requested for cash withdrawals. Users might experience delays in receiving their cash withdrawals by 10 to 14 days.

We would like to apologize for any inconvenience caused.

Richard Bennett
Vice President – Member Services


New FOINS Apps in Pipeline – Connecting the Future of Investing

Our IT term alongside partners-FSP are currently developing a new Mobile Apps directed toward a more comprehensive user experience with trading friendly and latest security features in mind. We would like to keep the details for the Apps Launching Event.

The new apps will be extensively tested for the next few months before rolling out to our users-community worldwide. The estimated full deployment date falls between the late first quarter and early second quarter of 2019.

In the meantime, the current version of our mobile apps in both App Store and Google Play may soon be unavailable for download anymore. Please note that we have stopped rolling out new update on the current version; we are now focusing solely on developing the new version with extended features so that we could deploy the new FOINS Apps to the whole users-community as soon as possible.

Thank you for your prompt attention.

A Whole New FOINS Apps – Connecting the Future of Investing

Mr. Richard Bennet
Vice President of Operations – FOINS


U.S. Stock market to close Wednesday, 5th December 2018

Please be informed that the U.S. financial markets, including the New York Stock Exchange and Nasdaq Stock Exchange, will close Wednesday, 5th December 2018, for a national day of mourning to honor former U.S. President George H.W. Bush. Regular stock trading will resume on Thursday, 6th December 2018

Thank you for your prompt attention.

Mr. Richard Bennet
Vice President of Operations – FOINS